Unfortunately, there is no simple answer for this. Depending on the specifics of the accident, the injuries, and the insurance companies involved, it can take anywhere from a few months to a few years before everything is settled.
Here are a few factors that can affect timing:
- The specifics of the accident. If the driver who caused the accident was driving their personal vehicle, the case will be settled faster than one that involved a government vehicle.
- The extent of your injuries. It's important that you know the full extent of your injuries and the impact on your life to make sure the damages cover everything.
- The actions of the insurance companies. Each insurer has its own approval process for handling claims. We continue to push them, but certain companies take longer than others.
- Going to court. Most cases settle out of court, but if your case goes to trial, there are specific time periods in place. For example, once you file a lawsuit, the other party has 30 days to answer your claim. In general, however, these cases take longer than negotiating a settlement out of court.